How to Deal With Zombie Debt
Collecting old debts - even debts that you aren't legally responsible for - is becoming a very profitable venture. Companies can buy those debts (sometimes referred to as "junk debt") for pennies to the dollar, then go after the people who they think are most likely to pay up. A phone call can turn into badgering, harassment, threats to sue, and other inappropriate (and sometimes illegal) actions. If you ever get a collector asking you to pay up on a debt that's "come back to life", here's how to make sure your rights aren't violated.
As I look at that picture, I can't help but think: "How'd that zombie's head get dunked in gray house paint?"
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